Seth received his Bachelor of Administration degree in marketing and finance from Hardin-Simmons University in Abilene, Texas. He also attended the School of Community Bank Management at Texas Tech University, Western States School of Banking at the University of New Mexico and the Southwestern Graduate School of Banking at Southern Methodist University in Dallas, Texas.
Seth is the current vice president of the National Finance Credit Corporation of Texas (NFCC), where he also serves as one of three members on the company’s loan committee. NFCC’s management team was founded in 1930 by a group of Texas ranchers in conjunction with its parent company, the Texas Livestock Marketing Association. Denbow has been with NFCC since 2008 after spending the first nine years of his banking career working for a commercial bank based in Lubbock, Texas. Denbow is currently on the boards of directors for the Texas Southwestern Cattle Raisers Association, the Ranching Heritage Association and the Texas Livestock Marketing Association.
Seth and his wife Misty are also part owners in both a family stocker and cow-calf operation in Shackelford and Callahan counties. The stocker operation turns purchased calves out on wheat or oats and some summer grass, while the cow-calf operation is a fall-calving Black Angus influence herd, with calves marketed through the all-natural program.